Hospital Accident Insurance (HAP)

HAP pays cash benefits directly to the customer (unless they say otherwise), without any deductible, in the event of hospitalization due to a covered accident. It pays on top of other insurance policies the customer may have. The plan offers your customers coverage levels starting at $200 per day for hospital confinement, which doubles for each day spent in intensive care, plus up to $100 per emergency room visit due to a covered accident. No medical exams are required, and coverage is guaranteed. Customers may also choose single or family coverage, which protects spouses and dependent children at a reduced benefit rate. Your customers may accept the insurance coverage for 60 days at no cost. They are notified that your are pay for the first two months.

Key Benefits:

• Provides emergency cash directly to the customers to spend as they choose
• Affordable coverage that pays in addition to other health insurance
• Includes emergency room visits and hospital stays due to covered accidents
• Acceptance is guaranteed
• Reasonable rates to protect spouse and dependent children
• Highly rated insurance underwriter

At Affinion, we are fully committed to the success of your insurance programs. We provide a variety of complimentary training sessions and ongoing support to ensure easy implementation, fast customer uptake, and continued success.